I noted a small sign on the teller machine at my bank. It said that it now accepted deposits. This was not remarkable. I was able to make deposits with my Marianne Card way back in 1983. Back in ’83 the pocess was simple. I would fill out a deposit slip, endorse my check, and put the whole mess in a special envelope. Then I would tell the ATM the amount of my deposit. The ATM would accept my envelope and print something on it. I assume that it was my account number and the amount I claimed. The deposit would show as a pending transaction until a human opened the envelope and confirmed what I had said on the deposit slip matched. It was a glorified night deposit box.
Twenty five years later I thought nothing had changed. I was wrong. First off, no special envelope was needed. You can feed up to 30 checks at a time. Each check is scanned. The ATM shows the check on the screen and asks you to confirm the amount which it has already read correctly. Once all the checks are loaded the reciept is printed with an image of each check. This is very cool.
Naturally this is all the result of the Check 21 regulations that were put into effect after 9/11. However it came into being it is a great benefit for customers.